Economic opportunities accessible to women are primarily tied to financing, and lack of working space to a lesser extent. Studies show that women, though with less access to loans, are better loan performers in terms of repayment and society trickle-down effects. Those that do access microloans are stuck in their success as there are no avenues to transition into larger bank loans due to collateral and guarantor requirements and commercial banks have a loan appraisal systems largely incompatible with the needs of small business owners. EBR’s Mariamawit Gezahegn assesses the current financial environment as well as suggestions that are critical to gender equality and empowering women.










